let's broaden the world's energy mix. let's go. woman: what do you mean, homeowners insurance doesn't cover floods? [ heart rate increases ] man: a few inches of water caused all this? [ heart rate increases ] woman #2: but i don't even live near the water. what you don't know about flood insurance may shock you -- including the fact that a preferred risk policy starts as low as $129 a year. for an agent, call the number that appears on your screen. >> fox news has reported that the obama administration knew within 24 hours that the murder of the u.s. ambassador and three others in libya was a terrorist attack. and they labeled it that way internally. why didn't they tell the american people? here for a fair and balanced debate is former communications advisor to harry reid and republican strategist michelle seleski, thank you for being here. >> good to be here. >> alisyn: penny, start with you. how can the administration justify the misleading information they put out for the first two weeks about this benghazi attack? >> the info